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Tips for First Time Home Buyers
Managed vs. Unmanaged VPS Hosting - Which is Best For You?
Why Do You Need a PPC Agency

Posted: 23 Aug 2021 03:49 PM PDT

Making your first real estate purchase is daunting. It is even scarier when one is looking to buy a new home. Buyers have plenty of questions that cross their minds; how much can i afford, how to buy a home, what to look for when buying a house and many more. Not only are there many arenas to cover, but it is also an emotionally draining endeavor for a first-time homebuyer - confused between wants and needs.

Let's start with asking the right questions and things to look for when buying a house. Graana.com brings you some points to ponder when embarking on this journey.

Purpose

What is the motivation for buying the house? Do I want to move in? Do I want to earn money from rental income? Do I consider it just another real estate investment? Why exactly am I buying a home for the first time? Asking these questions will help you make wise decisions because it will clarify how much and where you would like to buy a house.

Budget

How much money do I have? How much loan can I afford? How are my finances looking? It is essential to consider this aspect before jumping into buying first home. For most people, finances are limited, and financing is not an option. Like every other important decision in life, real estate decisions also follow a similar pattern. You can purchase a bigger house, or you can opt for a better location. Budgeting is an essential tip that a home owner can undertake before jumping into the investment part. It will give you a sense of the money you can pool in towards purchasing that property. If you are going towards house financing, you can make an executable plan for the future.

Risk

Different people have varying degrees of risk tolerance. Some are inclined to take more risks, while others like to play it safe. It depends on personal preferences. Usually, risky investments give greater returns if they prove successful, while low-risk investments give modern returns. Age also plays a massive role in this aspect. Aged people are more risk-averse, less likely to invest in long term projects, while young enthusiasts can afford to wait for long term investments. When one analyzes the level of risk one is willing to take, it opens doors to the types of projects they want to invest in.

Timeline

What is the timeline for your home purchase? Do you want returns in 1 year? 5 years? Or 10 years? In simple words, how much longer are you willing to wait to benefit from your investment. Then again, the purpose of your investment is taken into consideration. If you have purchased the house for your personal use, you'd be slightly less keen to view the property's appreciation than someone who purchased the home for purely monetary gains.

Liquidity

How quickly do you want your property to be sold to give you monetary benefit? This determines how liquid that investment is. Properties in some locations are more fluid than others. For example, in Pakistan, property in an established DHA is more likely to be liquid than in some remote areas. Development, perception and accessibility are critical determining factors for this. It is simply the case of demand and supply. The demand for houses in such areas is more which means that they will sell faster when needed.

Reliability

If you have found the home of your dreams and it ticks all the boxes, conduct quick research to see if it is a safe investment. Graana.com has devised a simple formula for this: 'OADD' - O stands for ownership, A stands for approvals, and D stands for demand and delivery. These are some of the things to consider when buying a house. The house should be in a location that is verified and approved by authorities with all legal documentation cleared. Moreover, the process should not be cumbersome, and the buying and selling of it are smooth with the property and location having a reliable reputation with authorities. If these aspects are covered, the investment is most likely to be a successful one!

Diversification

Lastly, the tips for first time home buyers are the same for any other investment. Once you've purchased your first house, try diversifying your portfolio with your next investment. It is not wise to put all your eggs in one basket. The overall risk is minimized by investing in differing projects and the chances of a meaningful investment increase. These are some tips, advice and points to ponder when investing in your first home.

Managed vs. Unmanaged VPS Hosting - Which is Best For You?

Posted: 09 Dec 2020 02:00 AM PST

Selecting a hosting plan is among the first steps you need to take when creating a website. A hosting plan is what allows your site to be viewed on the internet. The hosting provider you choose will store your site on their servers, and those servers will then display the necessary data to visitors. There are a variety of different hosting plans available. When you first get your site up and running, you will probably use a shared hosting plan. However, as your site grows and you begin receiving more visitors, you will need the capabilities of a virtual private server (VPS).

A VPS hosting plan hosts your site on a server that has been segmented into several virtual servers. Each VPS is entirely separate from the rest of the virtual servers. Every virtual server has its own copy of the operating system, functions independently from the other servers, and has its own resources. With a VPS, you can quickly scale resources such as CPU, RAM, and disk space to accommodate increased traffic. This is why growing sites choose VPS hosting over shared hosting.

The Two Types of VPS Hosting

There are two types of VPS hosting: managed and unmanaged. With managed hosting, the web host provider handles all server-related issues. By contrast, unmanaged hosting leaves all the heavy-lifting in your hands. You will be required to do everything from setting up the server to configuring the applications to monitoring the VPS.

Advantages of Managed VPS Hosting

Ideal for non-technical customers who have little or no knowledge of setting up and configuring a server and its applications.
Perfect for customers who want to focus their time on their website's front-end rather than the back-end.
Customers receive 24/7/365 monitoring by the web hosting provider, providing peace of mind and guaranteeing reliable uptime.
Users can quickly scale their website with server resources like CPU, RAM, and bandwidth, whenever they want them.
The hosting provider will tweak your server, boosting its performance and ability to accommodate traffic.

Disadvantages of Managed VPS Hosting

The cost of managed VPS plans tends to be higher.
Users have less flexibility concerning software and plugins.
There is limited access to account configuration options.

Advantages of Unmanaged VPS Hosting

Tech-savvy users have the freedom to do whatever they want with their VPS.
These plans tend to be cheaper because the customer does the bulk of the work.
You can customize and manage the security level of your server.

Disadvantages of Unmanaged VPS Hosting

It requires a high degree of technical knowledge, so it isn't ideal for beginners or non-technical users.
It requires an enormous amount of time to set up, taking time away from other tasks like marketing.
This plan requires users to be continually monitoring their applications and server, which can be strenuous.

Weighing Your Options

When deciding between managed and unmanaged VPS hosting, you need to consider your abilities and your budget. If your budget only allows for unmanaged hosting, you can always teach yourself the basics of server management. However, you have to remember that managing the server will take time away from other aspects of your business. So you have to ask yourself, can I afford to put time towards the server, or will other things suffer? For this reason, even if you have the technical know-how, you may choose to go with managed hosting. Managed hosting takes a huge load of work off your back. Selecting this option may cost more, but it will save more in time.

Additionally, you need to consider the security of your site. If you choose managed hosting, your provider will keep your server secure. However, if you choose unmanaged hosting, you will have to make sure your server is secure. This will require a lot of knowledge and time. You will need to be comfortable configuring features like SSL certificates, CDN, site backups, firewalls, and DNS settings.

Conclusion

If your website is growing, you need a VPS hosting plan. You can either get a managed or an unmanaged VPS plan. With a managed plan, everything is taken care of for you. Your hosting provider will monitor and take care of your server's resources. They will also make updates and upgrades accordingly. This is an ideal solution for users who lack the time or the knowledge to manage a server themselves. Unmanaged plans, on the other hand, require that you manage the server yourself. This means that it will be up to you to monitor your server's resources and make upgrades and updates as necessary. This can be time-consuming and requires a fair amount of technical knowledge. Therefore this plan is best for users who have the time and the experience for server maintenance.

Why Do You Need a PPC Agency

Posted: 19 Nov 2020 12:52 PM PST

The time and effort that goes into digital marketing are often much more than a company can manage on their own. It's not a viable option for many companies to hire someone in-house to take on all the work they need for this. You'll likely end up needing multiple people for all the work you need, which is why an agency is the best option for most companies. For example, if you're interested in PPC, an agency will be the best way of getting the help you need. With a good PPC agency, you have the resources you need to achieve your digital marketing goals.

Here are a few reasons you need a PPC agency.

Expert Knowledge of PPC

PPC can be complicated and isn't something you can learn quickly or easily if you want to be successful at it. You might be able to pick up some things on your own, but it's far from everything you need to know. Even if you have a marketing team, they may not be completely dedicated to working with just PPC and will have to balance other tasks along with it. A PPC agency will have professionals who understand all the ins and outs of the industry. This is a level of expertise that you won't get many other places, which makes working with extremely valuable.

PPC Can Change Quickly

The work that goes into a PPC campaign isn't something that can be done and then be left alone for a while. Things can change quickly, and something that's worked for you won't always be effective. You need to always be on top of things when it comes to PPC, which can be difficult if you have other things going on. A PPC agency will constantly monitor how things are going and can quickly make the right changes when they need to. There are always new things and trends happening in PPC, and you can be sure that a PPC agency is staying up to date.

It Can Save Money and Time

As you can see, a huge amount of time can go into getting positive results from a PPC campaign. Chances are, your business probably doesn't have this much free time lying around to dedicate towards this. You might consider hiring a PPC specialist so they can spend all of their time on this, but taking on a new employee, even a part-time one, is a big expense. A PPC agency is a much more cost-effective route. Not only can this help you save money, but it gives you access to a whole team of PPC specialists with knowledge and resources.

They Can Prove Your Campaign is Effective

Of course, you want to know that your money is being well spent. While working with a PPC agency is going to be an additional cost for your business to take on, they'll be able to show you it's worth it. A PPC specialist knows how to analyze the data that shows how you're performing, so there's proof of whether it is or isn't working. Your PPC agency can track your campaign's success and report it back to you so that you can clearly see why investing in PPC services is such a smart choice.

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